HATERS!!!

A hater is someone who is jealous and envious and spends all their time trying to make you look small so they can look tall.

They are very negative people to say the least.  Nothing is ever
good enough!

When you make your mark, you will always attract some haters...

That's why you have to be careful with whom you share your
blessings and your dreams, because some folk can't handle seeing
you blessed...

It's dangerous to be like somebody else... If God wanted you to be
like somebody else, He would have given you what He gave them!  Right?

You never know what people have gone through to get what they
have...

The problem I have with haters is that they see my glory, but they
don't know my story...

If the grass looks greener on the other side of the fence, you
can rest assured that the water bill is higher there too!

We've all got some haters among us!

Some people envy you because you can:
    a) Have a relationship with God
    b) Light up a room when you walk in
    c) Start your own business
    d) Tell a man/woman to hit the curb
      (if he/she isn't about the right thing)
      e) Raise your children without both parents being
        in the home

Haters can't stand to see you happy.
Haters will never want to see you succeed.
Most of our haters are people who are supposed to be
on our side.

How do you handle your undercover haters?
You can handle these haters by:

          1. Knowing who you are & who your true friends are
              *(VERY IMPORTANT!!)

          2. Having a purpose to your life: Purpose does not
              mean having a job. You can have a job and still be
              unfulfilled.

A purpose is having a clear sense of what God has called you to be.
Your purpose is not defined by what others think about you.

          3. By remembering what you have is by divine
                  prerogative and not human manipulation.

Fulfill your dreams!  You only have one life to live...when its your
time to leave this earth, you want to be able to say, 'I've lived my
life and fulfilled my dreams, Now I'm ready to go HOME!

When God gives you favor, you can tell your haters, 'Don't look at
me...Look at who is in charge of me...'

Pass this to all of your family & friends who you know are
not hating on you including the person who sent it to you.

If you don't get it back, maybe you called somebody out!
Don't worry about it, it's not your problem, it's theirs.
Just pray for them, that their life can be as fulfilled as
yours! Watch out for Haters...BUT most of all don't become
a HATER!

WHAT BABY ARE YOU?????

---

These are adorable and I'll bet they fit your personality to an extent and then maybe not!    Enjoy

 What baby are you?

Jan	---------------JANUARY BABY-------------------- Pretty/handsome. Loves to dress up. Easily bored. Fussy. Seldom shows emotions. Takes time to Recover when hurt. Sensitive. Down-to-Earth. Stubborn. Repost this in 5 mins and you will meet Someone new in 8 days that will perfectly balance Your personality.
Feb	----------FEBRUARY BABY -------------------- Abstract thoughts. Loves reality and abstract. Intelligent and clever. Changing personality. Attractive. Sexiest out of everyone. Temperamental. Quiet, shy and humble. Honest And loyal. Determined to reach goals. Loves Freedom. Rebellious when restricted. Loves Aggressiveness. Too sensitive and easily hurt. Gets angry really easily but does not show it. Dislikes unnecessary things. Loves making friends But rarely shows it. Horny. Daring and stubborn. Ambitious. Realizing dreams and hopes. Sharp. Loves entertainment and leisure. Romantic on the Inside not outside. Superstitious and ludicrous. Spendthrift. Tries to learn to show emotions. Repost this in 5 mins and you will talk to someone New and realize that you are a perfect match.
Mar	-----------------MARCH BABY -------------------- Attractive personality. Sexy. Affectionate Shy and Reserved. Secretive. Naturally honest, generous And sympathetic. Loves peace and serenity. Sensitive to others. Great kisser. Easily angered. Trustworthy. Appreciative and returns kindness. Hardly shows emotions. Tends to bottle up Feelings. Observant and assesses others.If you Repost this in the next 5 mins, you will meet your New love in 8 days.
Apr	------------------APRIL BABY ------------------- Suave and compromising. Funny and humorous. Stubborn. Very talkative. Calm and cool. Kind and Sympathetic. Concerned and detailed. Loyal. Does Work well with others. Very confident. Sensitive. Positive Attitude. Thinking generous. Good Memory. Clever and knowledgeable. Loves to look For information. Able to cheer everyone up and/or Make them laugh. Able to motivate oneself and Others. Understanding. Fun to be around. Outgoing. Hyper. Bubbly personality. Secretive. Boy/girl crazy. Loves sports, music, leisure and Traveling. Systematic. Hot but has brains. If you Repost this in 5 mins, a Cutie that's caught your eye Will introduce themselves and you will realize that You are very much alike in the next 2 day S.
May	-----------------MAY BABY ----------------- Stubborn and hard-hearted. Strong-willed and Highly motivated. Sharp thoughts. Easily angered. Attracts others and loves attention. Deep feelings. Beautiful physically and mentally. Firm Standpoint. Needs no motivation. Shy towards opposite sex. Easily consoled. Systematic (left brain). Loves to Dream. Strong clairvoyance. Understanding. Sickness usually in the ear and neck. Good Imagination. Good physical. Weak breathing. Loves Literature and the arts. Loves traveling. Dislike Being at home. Restless. Not having many children. Hardworking. High spirited. If you repost this in the Next 5 minutes, you will become close to someone You do not speak to much in the next 4 days.
Jun	------------JUNE BABY ------------- You've got the best personality and are an Absolute pleasure to be around. You love to make New friends and be outgoing. You are a great flirt And more than likely have an a very attractive Partner. A wicked hottie. It is also more than likely That you have a massive record collection. You Have a great choice in films, and may one day Become a famous actor/actress yourself - heck, You've got the looks for it!!! IN the next 6 days you Will meet someone that may possibly become One of your closest friends, if you repost this in 5 minutes.
Jul	----------------JULY BABY -------------- Fun to be with. Secretive. Difficult to fathom and to Be understood. Quiet unless excited or tensed. Takes pride in oneself. Has reputation. Easily Consoled. Honest. Concerned about people's Feelings. Tactful. Friendly. Approachable. Emotional temperamental and unpredictable. Easily hurt. Witty and sparkly. Spazzy at times. Not revengeful. Forgiving but never forgets. Dislikes nonsensical and unnecessary things. Guides others physically and mentally. Sensitive And forms impressions carefully. Caring and Loving. Treats others equally. Strong sense of Sympathy. Wary and sharp. Judges people Through observations. Hardworking. No difficulties In studying. Loves to be with friends Always broods About the past an d the old friends. Waits for Friends. Never looks for friends. Not aggressive Unless provoked. Loves to be loved. Easily hurt But takes long to recover. Repost this in the next 5 mins and your reputation will boost someway in the next 12 days
Aug	------------AUGUST BABY --------------- outgoing personality. takes risks. feeds on attention. no self control. kind hearted. self confident. loud and boisterous. VERY revengeful. easy to get along with and talk to. has an "every thing's peachy" attitude. likes talking and singing. loves music. daydreamer. easily distracted. Hates not being trusted. BIG imagination. loves to be loved. hates studying. in need of "that someone". longs for freedom. rebellious when withheld or restricted. lives by "no pain no gain" caring. always a suspect. playful. mysterious. "charming" or "beautiful" to everyone. stubborn. curious. independent. strong willed. a fighter. repost in 5 mins and you will meet the love of your life sometime next month.< /FONT>
Sep	------------SEPTEMBER BABY --------------- Active and dynamic. Decisive and haste but tends to regret. Attractive and affectionate to oneself. Strong mentality. Loves attention. Diplomatic. Consoling, friendly and solves people's problems. Brave and fearless. Adventurous. Loving and caring. Suave and generous. Usually you have many friends. Enjoys to make love. Emotional. Stubborn. Hasty. Good memory. Moving, motivates oneself and others. Loves to travel and explore. Sometimes sexy in a way that only their lover can understand. if you do not repost this in the next 5 mins, someone very close to you will become mad at you in the next 8 days.
Oct	---------------OCTOBER BABY ------------------- Loves to chat. Loves those who love them. Loves to takes things at the centre. Inner and physical beauty. Lies but doesn't pretend. Gets angry often. Treats friends importantly. Brave and fearless. Always making friends. Easily hurt but recovers easily. Daydreamer. Opinionated. Does not care to control emotions. Unpredictable. Extremely smart, but definitely the hottest AND sexiest of them all. repost this in 5 mins or you will not meet the love of your life for 10 years.
Nov	---------------NOVEMBER BABY -------------------- Trustworthy and loyal. Very passionate and dangerous. Wild at times. Knows how to have fun. Sexy and mysterious. Everyone is drawn towards your inner and outer beauty and independent personality. Playful, but secretive. Very emotional and temperamental sometimes. Meets new people easily and very social in a group. Fearless and independent. Can hold their own. Stands out in a crowd. Essentially very smart. Usually, the greatest men are born in this month. If you ever begin a relationship with someone from this month, hold on to them because their one of a kind.
Dec	---------------DECEMBER BABY --------------- This straight-up means your the most good-looking person possible... better than all of these other months! Loyal and generous. Patriotic. Competitive in everything. Active in games and interactions. Impatient and hasty. Ambitious. Influential in organizations. Fun to be with. Easy to talk to, though hard to understand. Thinks far with vision, yet complicated to know. Easily influenced by kindness. Polite and soft-spoken. Having lots of ideas. Sensitive. Active mind. Hesitating, tends to delay. Choosy and always wants the best. Temperamental. Funny and humorous. Loves to joke. Good debating skills. Has that someone always on his/her mind. Talkative. Daydreamer. Friendly. Knows how to make friends. Abiding. Able to show character. one guy/girl kind of person. Loveable. Easily hurt. Prone to getting colds.  Loves music. ]

Career, Marriage, Motherhood

This are the most difficult status anyone could ever want to combine, with that in mind all women seriously look forward to attaining the status of marriage, motherhood and having a successful career, at least to support herself, kids and the home.

I always wanted to be a successful career woman, be a wife at age 22, "at least beat my mum's record", have 6kids and be happily married to the man that would be at least 80% replica of my father (never knew i was living in fools paradise) then the reality came knocking, God that cannot be questioned rearranged my life plan for me!!!

Every woman's 1st class baby is their husbands, there is virtually nothing you don't do for them and yet they call the shots!  truly its easier to manage kids than managing your husband, because husbands are so lovingly demanding, that you cannot complain at all, In-fact very few men takes responsibility of their duties

In my short life experience, i have seen that women are supposed to be worshiped, rather than being abused as we experience almost as the clock tics. Women are the most vulnerable to domestic violence and yet nothing is done!

To balance the three is enough syllabus on its own greater than the PHYCHEMBIO of  times past! each day i pray and hope that the violence against women will be completely eradicated. Let us raise our kids to respect women, i believe that is the first and most important step to take in eradicating violence against women.

I am proud to be a Mother! Wife! Career woman!.
.

Can you maintain your current lifestyle without salary? Prepare for a job Loss before it happens!

Chike is a top management employee of a bank. He owns a house in Victoria Garden City and travels abroad with his family every year on summer vacation. He drives a Range Rover Sports while his wife drives a Honda Pilot and owns a shop at Ikota Shopping Complex. The shop is just to keep her busy so that she gets to leave the house in-between school runs. Their kids attend one of the most expensive schools in the Lekki area. In addition to a good pay package, Chike had access to staff loans at single digit interest rates. He was the shining light of his extended family. Then the unimaginable happened! The consolidation party ended and in came Lamido Sanusi as the new Governor of the Central Bank of Nigeria. His Managing Director was fired and sent to jail.

The devil’s alternative

Overnight, the future did not look as bright as before. Soon, his bank was acquired by another bank. Chike was called in by the new management and given a choice – the devil’s alternative as he called it. Take your benefits and leave or forfeit your benefits and start as a new hire with new conditions of service.

Chike was raving mad when he came to meet me for advice. He wanted to call it a day. He felt insulted that after putting in two decades and rising to the top, he was being asked to start afresh at God-knows-what position. The snag was he owed his former bank; if his new employers deducted the outstanding balance on his loan he would go home virtually empty handed. If he chose to stay, he would lose all his entitlements and start all over again from ground zero. He was too angry to contemplate the option of starting afresh. At the same time, he could not afford to walk away empty handed. What was my advice?

I was caught between a rock and a hard place. I understood how he felt and would readily ask him to go and do something else with his life, but with what? There are bills to be paid and seed capital to put up. I could not ask him to go back under the prevailing circumstances. Rather than offer my opinion, I asked him to go and sleep on it and think it through. Often, when we are angry, we tend to think we have options and may take a rash decision that we may later regret. Chike eventually opted to start afresh. That was the better of the two evils. I thought so too. Only this time, he needed to quickly put his house in order and achieve financial independence, which will give him the option to choose tomorrow.

Lifestyle fuelled by earned income

Many are in Chike’s shoes. They live a high consumption lifestyle fuelled by earned income. As income rises, consumption goes up accordingly without any corresponding increase in savings and investment in income generating assets. If anything happens to that income source, there is a crisis. The standard of living can nosedive drastically if an equivalent job is not secured as soon as possible. Many have not paused to ask themselves if they can maintain their current lifestyle if their salaries stop today. Their basic assumption is that their job will always be there till they retire, their income will always go up, their pension will always be there after they have retired and their pension will support them throughout their old age.

All these are assumptions and not facts. Things can and do change. Basing your future on these assumptions is taking a very risky position without a safety net. For one, your company may not be there till you retire. In this era of mergers and acquisitions, your employer does not need your permission to sell off the company and move on if he gets an offer he cannot refuse. The marketplace has become very dynamic and many known brands in the brick and mortar era have become extinct.

Your income may not always go up. Sometimes workers opt for a pay cut rather than retrenchment during a period of economic downturn. Putting all your hopes on your pension is another risky proposition. A market crash can punch giant holes in your portfolio and leave you stranded while it lasts. A deal gone bad can also jeopardise your nest egg. Pension fund managers by law are required to spread the risks, but this may not always be the case in reality.

Assuming all things went as you had hoped they would and you got a pension for life, inflation and ill health could eat away at your purchasing power, driving down your standard of living unless your children are able and willing to bail you out every month.

Tomorrow will surely come

Planning for retirement goes beyond funding your pension. You should aim to achieve financial independence as soon as you possibly can. Never assume that your job will be there for you forever. In the information age, forever is not as long as it used to be. Companies downsize when profits go down. The myth of job security went with the industrial age. You need to start planning for eventualities. What if? You need to prepare for a possible job loss before it happens. You don’t wait for war to break out before enrolling in the military academy. The best time to prepare for war is in the time of peace. The best time to take insurance is when you don’t need it. By the time an incident happens, it may be too late.

Forward looking companies do scenario planning. They brainstorm and throw up different scenarios and plan for them. Companies that run on data usually have a duplicate copy of their data stored at a separate location as part of their disaster recovery plan for business continuity. They back up their data and store it in a safe place. They don’t assume nothing will happen.

Everything that has a beginning has an end. Your job will come to an end some day, often without warning. Even when you get a handsome severance package, if you don’t have a plan for it, others will help you to spend it and you will be back to square one, and without a job. If you cannot maintain your current standard of living without your salary, it may be time to consider cutting back the waste and invest in securing your family’s financial future.

Lesson: Make hay while the sun shines! 

2013- My year of More than Enough

2013 was ushered in with great expectations, because it is my year of more than enough! Considering all I have gone through in life, I strongly believe that God has positioned me to receive all my long awaited blessing, so if I say its my year of more than enough, then I know what I'm talking about!

By the grace of God I attend a church called CommonWealth of Zion Assembly-COZA---there is no church without you! Every time I go to church and I'm greeated (We celebrate you) I knew sooner than ever I shall be celebrated.

Faith is the most important thing that we need to hold on to in life, to attain all our aspirations and hope we need our faith to be strong and un-shaken.

The Lord is ready to do a new thing in our life; only if we hold on to him by exercising our faith.
I am expectant!

Thank you Pastor Biodun&Modele, Dr Mike Murdock, Michelle Mckney Hammond, Rev funke Adejumo- Love u all so much! celebrate u all. you have touched me and changed my Life. May God Continue to strengthen you.

Watch this space cos will be sharing my praise report here!!!

~Baby It's True~

Baby it's true... I'll forever love you And I know you will forever Love me too. Dreaming warm thoughts of you As I peacefully sleep Knowing my love for you Is forever deep In my heart I will treasure and keep. Baby it's true... That when I look into your eyes My feelings of love and happiness Shine through because I'm no longer blue. Feeling your tender touch Upon my delicate face Gazing into my eyes of green Assures me that you love me Oh, so very much "Baby, you say...it's NOT a dream." Listening to love songs on the radio I reminice of us making love under a cadles' glow Thoughts of you dance in my mind Longing to be in the arms of your embrace, Warm and gentle and such a soothing place. Baby it's true... That everynight I pray for our love Always be forever strong For it's in each others' arms where we belong. Its for eternity.......

Marriage

Secrets of Marriage…. Today, i am appreciating the work of another author, it was a great piece, a must read, a fresh reasonable outlook … i loved it. what do you, dear friends think? i just had to share this...... —— If you’re not ready to delay gratification when your are angry. To hold your tongue, lower your voice and sometimes wait till the appropriate time, day or even month before you can deal with an issue thoroughly…. don’t get married. Immaturity is the inability to delay gratification. Marriage is for the mature. If you’re not ready to leave center stage and allow someone else to become your focus, your study, your muses… don’t get married. Selfish people make very bad spouses. In marriage you don’t lose yourself but your heart has to be big enough to gain someone else. And soon, with God’s blessing: little, crying, diaper soiling, demanding little ones are coming! If you are not ready, to stand up and calmly deal with meddling in laws as a united front: The opinionated sister, the insensitive uncle, the domineering father, the manner less brother, the nosy aunt….. don’t get married. Boundaries do not exist automatically, they must be created. A good spouse is committed to respectfully stand up for and protect their marriage from meddling relatives. Don’t abandon your spouse to your relatives. It’s betrayal. If you are not ready to pay bills…. don’t get married. Love does not pay bills. PHCN will not give a waiver because your love is so strong and your gazes at each other is so romantic. If you are not ready to let go of your opposite sex “best friends” and invest that into your spouse. To like, to laugh, to play, to be silly and to enjoy life with them, above anyone else… don’t get married. Affairs happen because people did not marry their best friends. Someone else holds their heart. Someone else gets them better. Someone else inspires them more. Marry your best friend and cultivate your friendship so that you remain best friends. If you are not ready to stop competing with the JayZs…. don’t get married. Let the JayZs buy their yatch when you are still walking, and enjoy the walk. Your journeys are different. They may have to cross the oceans but you may be going through the road route. A boat might not do you any good on your journey. You must be ready to pace yourselves: stop competing, stop spending your future before you get there, stop the debt, stop trying to impress people. You must be able to be content. To enjoy your journey without deciding your happiness simply by measuring your progress against other people. If you are not ready to be an open book. To tell the whole story of your past, deal with the memories, expose the failures and risk rejection…. don’t get married. It is fraud to have someone sign off their life to you without the full details. The past is a touchy and demanding friend. It always shows up in the marriage. It doesn’t enjoy being ignored and the more you snob, the bolder it becomes and the more tantrums it throws. It will mess up the “neat” and “all together lovely” image that you are struggling to maintain. If you are not ready to let go of your philandering and wild oats farming…. don’t get married. Don’t take somebody’s son or daughter and subject them to your germs, your indiscretions and your chips fungai. It never ends well. It’s romanticized in the movies, it’s being fronted as the only “realistic” way to stay married and keep the fire burning. But truth be told, the only thing that the fire will burn will be you, your spouse and your children. That family will burn for generations in bitterness, disease, fear, failure, hatred, broken hearts, broken dreams and conniving. Finally, if you are not ready to let go of the adrenalin rush of a risque life and to settle down…. don’t get married. The great Colombus [who we were told "discovered" America, Have you ever wondered if the Native Indians who were in it, knew that it existed :-) ] had a diary that was long sought for. People wanted to read about the wild journeys, the sea tempest, the reckless pirates they fought, the death and the danger they must have encountered. When it was found, there was great disappointment. Majority of the pages simply had 5 words: “This day, we sailed on.”. Marriage, like life in general, has many “we sail on” days. You have to learn to find the thrill in the normal every dayness of it. If you depend on wild romance, all night sex [ha], romantic cruises, wild parties, compulsive moves across continents, tempestuous fights and make up sessions to be happy, you may be disappointed. You have to learn to thrill in gentle smiles, loving hugs, knowing looks, cozy moments, shared chores, cute babies, everyday work, dreaming together, praying together and simply living together. If these things are not thrilling, exciting and satisfying, you will look for a way out. The “boom twaff” moments are still there, but they are normally punctuations to the usualness of living. They cannot be your reason for getting married. They are unsustainable on an everyday basis. The one you choose must be thrilling to you even in the most mundane of moments. I pray this helps someone. Remember singles, YOU HAVE THE PRIVILEGE OF CHOICE. Never let anyone pressure you into marriage. You are either ready or you’re not: You decide!. But please don’t marry somebody and then punish them to live with your childish ways for the rest of their lives :-) . A childish baby is cute but a childish adult is extremely frustrating. Marriage is for the mature and in many ways, the married are still being confronted with the demand to grow up day by day. If you are not ready for that demand, don’t get married!!!!